Retirement
well-being
for everyone

— 15% APR on savings in USD*
— FREE personal recommendations
— Withdraw savings at any time

* based on historical data

Retirement
well-being
for everyone

— 15% APR on savings in USD*
— FREE personal recommendations
— Withdraw savings at any time

* based on historical data

Independent pension platform from Hong Kong

Your retirement savings in Benifme don’t depend on a state and new pension reforms or on a good will of your employer. With Benifme you have an opportunity to control your retirement well-being on your own.
* Please carefully review Terms of Use.
Savings
in USD and EUR
Unlike your national state regulated pension funds, at Benifme you make savings in the most reliable international currencies.
Ultimate
transparency
Benifme employs blockchain technology to ensure transparency of company’s investment activities. Anyone can check Benifme transactions and basic investment indicators with the help of a simple explorer. Data immutability is guaranteed.
Savings withdrawal
at any moment
Unlike state-regulated pension funds, at Benifme a client has the opportunity to withdraw their funds at any time without any fines.
Everything you need to manage your retirement savings
  • Great mobile app for Android and iOS
  • No minimum deposit, save comfortably
  • Automatic top-ups will help you to maintain regularity of savings
  • Take a pause in savings when you need
Responsible investment
can be efficient
Unlike broker services where you’re usually forced to make risky decisions, Benifme acts responsibly investing your savings in line with a long-term investment strategy.

Investing only $25 every week will give you $149 723 on your Benifme independent retirement account in 20 years. This is 524% return.
15% APR
Expected Annual Percentage Rate in Benifme
Week 1
$25
Year 5
$8 857
Year 15
$43 563
Year 20
$149 723
More profitable than any pension fund, easy and comfortable as bank deposits
(1) Min annual ROI rate
Retirement well-being
for everyone
Everyone deserves a decent retirement. It doesn’t matter if you are a full-time employee, business owner or an hourly worker, if you have a regular income or you invest all your time and love into your kids.
  • Anand
    🇮🇳
    28, India, freelance developer of mobile apps
    I work as a freelance developer for small teams outside India. I feel quite comfortable today, but I want to ensure the current standard of living in retirement as well. With Benifme I can see the progress of my individual retirement plan and control my savings on my own.
  • Hiranur
    🇹🇷
    41, Turkey, homemaker
    I have a big family - this is my love, passion and my job. But it is not about money compensation and pension. I’ve always felt that it’s very important to be financially independent. My elder daughter has recommended me to make savings with Benifme. I like that I can top-up my account on any amount and make savings with the pace I can afford.
  • Dalisay
    🇵🇭
    27, Philippines, virtual assistant (part-time)
    I like my work, it gives me a freedom to make music with my band. And thought I’m still under 30 and my pension is not soon, I’d like to have some personal savings that will let me keep my freedom on retirement.
Plans and pricing
Our plans make it easy to build your well-being future on your own terms.
Risk disclosure

Any investment in financial instruments entails substantial risks, the degree of which depends on the nature of each investment, and may not be suitable for all investors. The value of any investment may increase or decrease in value and investors may lose all their invested capital. In case of leveraged financial products, losses may even be more than the initial invested capital. Past performance does not constitute a reliable indicator of future results. Future forecasts do not constitute a reliable indicator of future performance. Before deciding to trade, you should carefully consider your investment objectives, level of experience, risk tolerance and, if necessary, seek advice from an independent financial advisor.

The primary legislation governing AML in Hong Kong is as follows:
a) Anti-Money Laundering and Counter-Terrorist Financing (Financial Institutions) Ordinance – 2012 (amended 2015) (“AMLO”);
b) Drug Trafficking (Recovery of Proceeds) Ordinance - 1989 (amended 2005) (“DTROP”);
c) Organised and Serious Crimes Ordinance - 1994 (amended 2012) (“OSCO”);
d) United Nations (Anti-Terrorism Measures) Ordinance - 2002 (amended 2012) (“UNATMO”); and
e) United Nations Sanctions Ordinance – 1997 (“UNSO”).

© 2023 Benifme
Benifme has CRN 3282848.
Tax ID 75354284.
info@benifme.com